If you are in the market for a new engagement ring, buy now pay later solution offers customers the ability to immediately indulge in purchases online and spread their payments over time in installments.
For shoppers, installments are a money-saving alternative when compared to using credit cards, which on average charge 18% interest plus rates. In a time of economic instability and record low unemployment, fears of debt are driving more and more people towards such solutions.
Read on to learn the benefits of buy now, pay later solutions for financing your dream engagement ring, and the best option available for you from your favorite sapphire engagement ring store online.
What are the Benefits of Financing your Ring via Installments?
Many consumers today looking for a sapphire engagement ring for their beloved are gravitating towards payments through installments for the flexibility it offers. This is because it helps those who are seeking a balance between the immediacy of acquiring the engagement ring of their dreams and the long-term needs of budgeting.
The financial impacts of COVID-19 are also influencing consumers to seek alternative payment methods. Many consumers are attracted to monthly payment options because they offer benefits such as low-interest fees and no late fees. This differs from using a credit card which requires you to have a pre-approved credit line and credit checks against a past purchase record.
Additionally, ongoing debt can lead to negative impacts such as lowering your credit score. Installment financing appeals to shoppers because purchases are processed directly on a merchant’s store with a lower level of perceived risk. Moreover, such solutions offer perceived advantages over credit card interest fees, late fees, and penalties. The rise of flexible payment options, such as Affirm, provides financial freedom to indebted consumers, and for online orders Affirm is by far one of the best companies to use for financing your sapphire engagement or anniversary ring.
Below I have added a link to how Affirn works.
Get the ring of your dream from Sapphire Rings Co with Affirm Financing.
Buying any expensive item online is a difficult decision. That is why, we at Sapphire Rings Co, have introduced affirm financing to help their customers pay over an extended period of time, and on their own terms! The company partnered with Affirm to offer payment installments.
Many people aspire to own one of our exquisite sapphire and diamond engagement rings, with options like Affirm makes this decision much easier today. Paying with Affirm is a way we can make it happen with easy payment options for customers to choose from, whether it’s 3,6,12,24 or 36 months the payment period you can choose at checkout, this allows you to pay off quickly or over a longer period of time, the flexibility Affirm financing gives you on buying a sapphire ring is second to none.
Affirm offers easy, quick financing on simple terms without hidden fees. Customers who choose Affirm at checkout will not have any prepayment penalties to their credit score. If you want, you can even pay your loan back before the final due date.
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What is Affirm and how does it work?
Affirm is a loan company that allows users to buy goods or services offered by some of the best online stores and pay off those purchases in fixed monthly payments. The benefit of using Affirm is they don’t charge late fees, service fees, prepayment fees, or any other hidden fees. Affirm offers clear, simple financing for your online purchases.
Through Affirm Financing, our customers can choose flexible lending options of 6, 12, and 18 months depending on their budget. Interest rates will vary from 10% to 30% based on your creditworthiness. This makes their terms straightforward with no hidden fees.
Here is the step by step guide on how you can see the benefits of this amazing payment solution:
- Add to your cart and select the Affirm payment option on the checkout page.
- Enter a few basic pieces of information to identify yourself. Affirm will let you know if you are approved for a loan in real-time.
- Review your payment plan details and click confirm to finalize the loan. Once you’re done, your purchase will be on Its way. That’s it! Just remember to pay your bills on or before their due dates or sign up for autopayment at www.affirm.com/pay.
To sign up for Affirm, you must:
- Be 18 years or older (19 years or older in Alabama or if you’re a ward of the state in Nebraska).
- Provide a valid U.S. or APO/FPO/DPO home address. Buy with Affirm is not currently available to Iowa or West Virginia residents.
- Provide a valid U.S. mobile or Vaild number and agree to receive SMS texts.
- Provide your full name, email address, date of birth, and the last 4 digits of your social security number to help us verify your identity
Buy now with Affirm and pay over time. It’s simple financing that fits your life. For more information, visit our website, or call us today at 727-797-0007 anytime, we open 7 days a week with live expected customer support available 24 hours a day.
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